Neolend is a single solution that integrates multiple systems, and provides instrument-level transparency to the data required to evaluate risk, make lending decisions and manage the constantly changing collateral against which investment-backed loans are secured

Benefits for Banks

Neolend is designed for banks interested in growing their loan book with low risk, profitable credit products.
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TAILORED PRODUCTS
Increasing the number of innovative products offered to existing and new clients on a single platform

DECISION ENGINE AGILITY
Configure multiple decision engines for multiple products on a single platform enabling the ability to adjust to real world changes

IT COST SAVING
Decrease IT and personnel costs by consolidating systems and processes into one fully managed platform with security role-based portal access, notifications and approval processes

LOAN BOOK PERFORMANCE
‍Improve loan book performance by more effectively pre-emptively managing risk

FUNDER MANAGEMENT
Offering clients customised LTV's (loan-to-value) based on real time instrument-level risk assessments. Avoid applying blanket limits which result in leaving money on the table

RISK MANAGEMENT
Optimise funding lines through transparent insights and funding allocation tools. Only access your credit lines when required

Benefits for Wealth Managers

Neolend is designed for Wealth Managers interested in improving client retention and creating additional revenue streams by providing secured loans to clients backed by their investment portfolios
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CLIENT RETENTION
Maximise client retention by providing a well rounded suite of financial products to existing and new wealth clients. Clients don't need to look elsewhere for quick and affordable finance solutions

MARKET EMPOWERMENT
‍Providing multiple funding partners access to wealth clients, the wealth manager is not beholden to a single funding partner and is able to negotiate a fair fee for access to wealth clients

ADDITIONAL REVENUE
Offering additional, profitable products to their existing and new clients

Key Features

CLOUD-BASED
For flexible deployments, hassle-free maintenance and frequent upgrades
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AUTHENTICATION
Using IDS and AD integration with custom user-level security
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CUSTOMER DATA INTEGRATION
SFTP or API integration between middleware and your data warehouse, in batch or real-time
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PORTFOLIO VIEW
Holistic view of a client's loans and collateral with current exposure
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THIRD PARTY INTEGRATION
Seamless integration with portfolio management platforms and credit bureaus
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DECISION ENGINE
Purpose-built decision engine for instant lending and risk decisioning
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APPLICATIONS
Dynamic custom loan application workflow, including quotations, contracts and approvals
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LOAN PROCESSING ENGINE
Scheduling service handling disbursements, amortisation schedules, fees and repayments
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RISK MANAGEMENT
Risk appetite settings at an instrument or portfolio level for managing risk across the loan book
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FUNDER MANAGEMENT
Management of source funding loans to credit providers
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ACCOUNTING ENGINE
Financial transactions are recorded, authorised and monitored within the platform
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REPORTING
Specific regulatory reporting and flexible client-specific reporting capabilities
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Contact us

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Our offices

London +44 (0) 7810 630038
Johannesburg +27 (0) 10 003 0700
Cape Town +27 (0) 10 003 0700

OUR OFFICE

We're based in Paddington, London, The United Kingdom

CONTACT

nwatson@singularsystems.co.uk

07810 630038